2013

December 20, 2013

• Lenders Brace for QM
• CFPB Updates Readiness Guide for Revised Mortgage Rules
• Basic Manual Changes Less Than Two Weeks Away
• Upcoming Hot Topic Webinars

December 11, 2013

• Beware of Confusing These Two Fees
• Case Review: Home Equity Loans With Borrower's Non-Compliance Complaints
• Basic Manual Changes Coming in January
• Upcoming Webinars on New TDI Requirements

December 4, 2013

• Guaranty Recoupment Charge Ruling Expected Soon
• Texas Housing Market Reacts to Massive Influx of New Residents
• Basic Manual Changes Coming in January
• Upcoming Webinars on New TDI Requirements

November 27, 2013

• CFPB Finalizes "Know Before You Owe" Campaign
• Report: Big Shift in US Housing Market in 2014
• Upcoming TLTA Hot Topic Webinars – Register Today!

November 20, 2013

• CFPB Releases Final Rule on Combined Mortgage Disclosures
• TLTA Represents Industry at Hearing to Determine Recoupment Fee
• Record Breaking Year for TLTAbay —over $24,000 Raised!
• Guidelines Help Heirs Assume and Modify Loans
• Upcoming TLTA Hot Topic Webinars – Register Today!

November 13, 2013

• TLTA to Represent Industry at Hearing to Determine Recoupment Fee
• TLTAbay Closes Tomorrow – Get a Great Deal Today
• CFPB to Host Public Hearing on Combined Mortgage Disclosure Rule
• Analysts Say Government Should Continue ‘Significant’ Role in Housing
• Upcoming TLTA Hot Topic Webinars – Register Today! 

November 6, 2013

• CFPB to Host Public Hearing on Combined Mortgage Disclosure Rule
• TLTAbay Opens Tomorrow – Check Out the Items and Get Registered!
• Texas Voters Approve Nine Constitutional Amendments
• Former Title Company Owner Wins Virginia Governors Race

October 30, 2013

• Title Industry Responds to Consumer Groups’ Attack on Title Insurance
• No U.S. Mortgage Limit Changes Before Spring: FHFA
• CFPB Releases Basic Guide for Lenders on Qualified Mortgages
• TDI Quarterly Audit Results Published

October 23, 2013

• CFPB Releases Small Entity Compliance Guide for QRM Rule
• One-Fifth of Today’s Mortgage Loans Don’t Meet QM Standards
• TLTA’s Website Will Be Down This Week
• The TLTAPAC Needs Your Help – Donate to TLTAbay Today!
• Commissioner Signs Rule Order, Basic Manual Changes Coming
• Upcoming TLTA Hot Topic Webinars

October 16, 2013

• TDI Commissioner Signs Rule Order Addressing 71 Agenda Items
• TDI Schedules Informal Public Meeting Prior to November Southern Title Recoupment Fee Hearing
• CFPB Releases New Mortgage Servicing Bulletin and Interim Final Rule
• Upcoming TLTA Hot Topic Webinars

October 9, 2013

• TDI Rule Order Addressing Over 70 Agenda Items Expected Soon
• NAHB: Texas Housing Markets Returning to Pre-Recessionary Levels
• Upcoming TLTA Hot Topic Webinars

October 2, 2013

• Government Shutdown Starts to Slow Lending Activity
• HUD Proposes New Definition of Qualified Mortgage
• The TLTAPAC Needs Your Help – Donate to TLTAbay Today!
• Upcoming TLTA Hot Topic Webinars – Register Today!

September 25, 2013

• Rethinking Fannie, Freddie – and the 30-year Mortgage
• Donate to TLTAbay – We Need Your Support
• Sens. Corker, Warner Discuss GSE Reform with Zillow

September 18, 2013

• CFPB Director: Settlement Disclosure Rule Implementation Will Take Some Time
• Donate to TLTAbay – We Need Your Support
• Cordray Tries to Ease Industry Concerns on Mortgage Rules
• Top Senators Aim for Deal on Fannie
• Freddie Reform by Year-end

September 11, 2013

• TLTA Legislative & Regulatory Committees Meet in Austin
• GSE Reform Unlikely Until 2014
• Regulator Plans to Cut Maximum Amount for Freddie
• Fannie Mortgages, Texas Land Title Institute Now Open for Registration
• When an HOA Forecloses

September 4, 2013

• Revised Qualified Mortgage Rule Proposal Introduced
• Analysts Weigh in on Potential Impact of Proposed QRM Rule
• FHA Change Eases Buyer's Wait Time
• Interest Rates, the Fed, and the Housing Market Recovery
• TLTA Live Webinar: Divorce and the Real Estate Process

August 28, 2013

• New Laws Go Into Effect Sept. 1
• TLTA Leaders Meet With New Insurance Commissioner
• CFPB Updates Small Entity Compliance Guide
• TLTA Live webinar: Divorce and the Real Estate Process
• All Challenge to All Escrow Officers

August 21, 2013

• HUD Takes a Wait and See Approach on Eminent Domain
• Fannie Mae, Freddie Mac Delaying Write-offs of Delinquent Mortgages
• TLTA Live Webinar: Divorce and the Real Estate Process
• A Challenge to All Escrow Officers!

August 14, 2013

• Obama Outlines Plans for Fannie Mae and Freddie Mac
• FHFA Seeks Input on GSE Reform
• Don’t Miss These Upcoming TLTA Webinars
• Agent and Underwriter Statistical Data Due to TDI

August 7, 2013

• Lawmakers Pass Roads Cash Plan
• Adjourn Special Session
• ALTA and TLTA Continue Meeting With CFPB
• Bankrate.com Issues Annual Closing Cost Comparison
• Agent Underwriter Statistical Data Due to TDI

July 31, 2013

• TLTAPAC Raises Record Amount
• TDI Has Issued Separate Calls for Agent and Underwriter Data
• TLTA Webinar: New Laws, New Requirements
• FHA Commissioner Fields Questions on Agency’s Solvency
• TDI Quarterly Audit Results Published

July 24, 2013

• Title Insurance Requirement Part of Proposed GSE Reform Legislation
• Wells Fargo Exec: ALTA Best Practices 'Good Step' in Reducing Lender Liability
• ALTA Updates Best Practices
• Develops Assessment & Certification Package
• Texas Department of Insurance Seeks Deputy Commissioner
• TLTA Webinar: New Laws, New Requirements; What You Need to Know

July 10, 2013

• CFPB Releases Mortgage Rules Readiness Guide
• Rick Perry Won’t Run for Re-election
• TLTA Webinar: Lien on Me – Understanding Lien Priorities
• TDI Has Issued Separate Calls for Agent and Underwriter Statistical Data

July 3, 2013

• CFPB Director Acknowledges Concerns with 3-Day Rule
• TDI Has Issued Separate Calls for Agent and Underwriter Statistical Data
• Senator Asks GAO to Study Consumer Bureau Data Collection
• Citi to Pay Fannie $968 Million to Settle Mortgage Claims
• Updates Expected Soon to the Basic Manual

June 26, 2013

• Title Insurance Requirement Included in GSE Reform Bill
• TDI Has Issued Separate Calls for Agent and Underwriter Statistical Data
• TX Supreme Court Ruling Affects Certain Transactions
• Supreme Court Move Complicates Cordray Confirmation
• Congrats TLTAPAC Live Auction Winners!

June 19, 2013

• TDI Issues Calls for Agent and Underwriter Statistical Data
• TLTA Supported Legislation Signed Into Law
• With Veto Dust Settled
• Which Texas Bills Won and Lost?
• CFPB Launches Mortgage Rule Implementation Page
• The Rebirth of Fannie and Freddie

June 12, 2013

• "Kumbaya Session" Becoming a Distant Memory
• Water and Education Bills Take Next Steps
• FHA Could Stop Charging Extra Interest on Mortgage Payoffs
• TDI Call for Statistical Data Has Not Been Issued

June 5, 2013

• Agenda Texas: Never a Quick Fix for Redistricting
• Legislature Calls Field Hearings on Redistricting
• Learn About New Lender Requirements
• CFPB Update and More at TLTA's Annual Conference
• TDI Call for Statistical Data Has Not Been Issued

May 29, 2013

• Governor Perry Appoints Julia Rathgeber Commissioner of Insurance
• TLTA Completes Successful Legislative Session
• Waiver of Penalties & Interests on Omitted Property Legislation Passed
• Correction Instrument Legislation Signed by Governor
• Streamlining the Process for Deceased Borrowers Not Brought Up for Vote
• Don't Miss These TLTAPAC Events at Conference!
• Deadly Homes Present Quandary for Buyers, Sellers

May 22, 2013

• Penalties and Interest on Omitted Property Legislation Passes
• Correction Instrument Legislation Awaiting Governor's Signature
• TLTA Submits Comments to TDI on Rule Proposal
• TLTA Leaders Meets With CFPB & Texas Congressional Delegation in DC
• CFPB Settles With Texas Builder on Kickbacks in Violation of RESPA
• Don't Miss These TLTAPAC Events at Conference!

May 15, 2013

• Pittman Article Receives Positive Attention for Title Insurance
• TLTA-Sponsored Legislation Awaiting Approval
• Correction Instrument Legislation Sent to the Governor
• Bernanke to Update Congress on Economic Outlook May 22
• Fed Official Calls for Tapering Bond Purchases

May 8, 2013

• TLTA Responding to Recent Title Insurance Article
• Correction Instrument Legislation Passed
• TLTA-Sponsored Legislation Passes House Moves to Senate
• Track the Progress of Legislation and Stay Informed
• FHFA to Limit Fannie, Freddie to 'Qualified' Loans
• Is Your Basic Manual Up to Date?

May 1, 2013

• TLTA Affirmative Legislative Agenda Moving Forward
• Changes Made Today to the Basic Manual
• TDI Quarterly Audit Results Published

April 24, 2013

• TLTA Affirmative Legislative Agenda Progressing Forward
• House Financial Services Committee Refuses to Allow Consumer Bureau Chief to Testify
• ALTA President Shares Importance of Title Insurance on NAR Radio Show
• Updates Expected Soon to the Basic Manual

April 17, 2013

• TLTA Affirmative Agenda Makes Its Way Through the Legislative Process
• Trade Groups Urge CFPB to Extend Compliance Deadlines
• House to Feds: Pressure Mexico to Release Water
• Updates Expected Soon to the Basic Manual

April 10,2013

• House Insurance Committee Considers "File & Use" Legislation
• Most Americans Say Housing Crisis Isn't Over, Survey Finds
• Four PMI Firms to Pay $15 Million in Penalties to the CFPB
• A Challenge to All Escrow Officers!

April 3, 2013

• Work Continues on Legislation That Could Impact the Industry
• CFPB Launches Public Database of Consumer Financial Complaints
• A Mortgage Practice Gets a Closer Look by Regulators
• Updates Expected Soon to the Basic Manual

March 28, 2013

• 3.8% Rate Increase Goes Into Effect May 1, 2013
• Work Continues on Legislation That Could Impact the Industry
• FDIC Launches National Program to Reserve Mineral Rights
• Changes Coming Soon to the Basic Manual — Are You Ready?

March 20, 2013

• TLTA Board Takes Positions on Bills That Could Impact the Industry
• TLTA Affirmative Agenda Moving Through Legislative Process
• U.S. Senate Banking Panel Backs Cordray on Party-Line Vote
• White House Urged to Fire a Housing Regulator
• Does Everyone in Your Office Have the Basic Manual Online?

March 13, 2013

• Legislation Filed to Streamline and Improve the Title Industry
• TLTA Suggests Improvements to CFPB's Testing of Proposed Forms
• Lawmakers Grill Cordray in Duel Over Consumer Watchdog
• Freddie Mac's Mortgage Portfolio Continues to Shrink
• A Challenge to All Escrow Officers!

March 6, 2013

• TLTA Files Legislation to Streamline and Improve the Industry
• Fannie Mae, Freddie Mac Merger Plan Unveiled
• Reservoirs Make Comeback in Parched Texas
• Housing Coalition Urges Fed to Rethink QRM
• Does Everyone in Your Office Have the Basic Manual Online?

February 27, 2013

• Bills Affecting Title Industry Have Been Filed With Water in the Spotlight
• Texas Agriculture Stakes Its Claim
• Bipartisan Group Lays Out Plan to Shutter Fannie Mae, Freddie Mac
• Corker Said to Seek Compromise Deal on CFPB
• Does Everyone in Your Office Have the Basic Manual Online?

February 20, 2013

• TDI Holds Rate Hearing in Austin, TLTA Supports Legislation Filed by Related Industries
• As Water Plan Moves Toward Reality, Who Benefits?
• Senate Banking Committee Holds Oversight Hearing on Dodd-Frank Act
• Basic Manual Updates Coming Soon & Subscribe Now!

February 14, 2013

• TLTA Day at the Capitol a Huge Success!
• TLTA Legislative Agenda Focused on Improving the Industry
• Rate Hearing To Take Place February 19
• Texas Joins Dodd-Frank Lawsuit
• Basic Manual Changes Coming Soon; Are You Ready?

February 6, 2013

• Rate Hearing To Be Held February 19
• Last Chance to Join TLTA for Day at the Capitol!
• TLTA Working With Stakeholders on Legislation to Improve the Industry
• Pace of the 83rd Legislative Session Likely Faster Than 82nd
• Republican Senators Introduce Bill to Halt CFPB Funding Until Director Confirmed

January 30, 2013

• TLTA Members to Converge on the Capitol, Fannie, Freddie Here to Stay
• Panelists Say at American Securitization Forum
• Perry Calls for Tax Relief
• Investing in Water and Roads
• Lawmakers Hope to Tap Rainy Day Fund
• Duck Spending Cap
• Pennsylvania Homeowner Sues Over Home's Bloody Past
• How the NLRB Ruling Could Scramble Mortgage Markets
• Senator Ben Nelson Named CEO of the NAIC

January 23, 2013

• TLTA's Day at the Capitol Around the Corner
• Title Agents Beware of Life Insurance Referral Solicitation
• Spending Limit Could Make State's Rainy Day Fund Tougher to Tap
• Water Tops Legislative Agendas
• TDI Quarterly Audit Results Published

January 16, 2013

• Important Information Regarding FDIC Insurance for Escrow Accounts
• Title Agents Beware of Life Insurance Referral Solicitation
• CFPB Adopts New Qualified Mortgage Rules
• TLTA Working With Stakeholders on Legislative Agenda
• Despite Surplus, House and Senate Offer Lean Budgets

January 9, 2013

• CFPB Mortgage Disclosure Rule Target Date: Sept. 2013
• TLTA Comments on TDI's Proposed Rules for Conducting Business Electronically
• Combs: Lawmakers Will Have $101.4 Billion for Budget
• ALTA Rolls Out Best Practices
• Register Now for TLTA's Day at the Capitol

January 2, 2013

• FDIC Drop in Coverage Affects Escrow Accounts, U.S. House Passes "Fiscal Cliff" Bill
• Changes to Texas Department of Insurance Web/E-Mail Addresses
• Hensarling Announces Leadership Team for U.S. House Financial Services Committee
• A Challenge to All Escrow Officers!