2015

December 29, 2015

• Notary Seal Update: Proposed Rule § 87.4 in Texas Register 
• Wary Investors Kicking Back More Mortgages
• How TRID Will Affect Lenders' Processes, Volume in 2016
• Freddie Mac's Five Housing Predictions for 2016
• Lenders Easing Up on Borrowing 'Naughty' List?
• Upcoming Webinars

December 17, 2015

• Dateline Austin Will Be Off for the Holidays
• New TREC Forms Addressing TRID Go Into Effect January 1st
• Reports Indicate 90 Percent of Mortgage Applications May Have TRID Errors
• It's Not Just MSAs: Barclay's Warns CFPB Is Looking at all Referrals
• CFPB Pushes Back in PHH Lawsuit Over Marketing Agreements
• Requirements for Delivery of the Closing Disclosure
• Community Lender Confidential: Why TRID Is Far Worse Than Anyone Thought
• Expected Fed Hike Boosts Mortgage Applications
• Upcoming Webinars

December 9, 2015

• TLTA and Texas Banking Trade Associations Sign Letter Asking House Leadership to Pass Hold Harmless Legislation
• Notary Seal
• Update ALTA Reaches Out to CFPB for Guidance on TRID, Vendor Management
• New Disclosure Rules for Mortgages Prove to be a Headache, But Not for All
• Upcoming Webinars

December 2, 2015

• ALTA Approves Revisions to Minimum Standard Detail Requirements for Surveys
• TRID is a Real Obstacle to Mortgage Process
• Lew Vows to Resist Congressional Maneuvers to Weaken Dodd-Frank
• FHFA Announces 2016 Conforming Loan Limits
• Dateline Austin Survey Results: TRID Is Making the Closing Process Longer – But Is it a Permanent Change?
• Upcoming Webinars

November 25, 2015

• Dateline Austin Survey: Let's Talk TRID
• Recent Promotions and a Retirement at TDI
• State Bar Addresses the Transfer on Death Deed Kit
• Go Back to School With TLTA!
• Upcoming Webinars

November 19, 2015

• Update on Notary Seal Issue Issues
• Associated with Providing a Copy of the CD to Realtors
• PHH Kickbacks Case to Test Scope of CFPB Enforcement Authority
• CFPB Releases 2016 Lists of Rural Counties and Rural or Underserved Counties
• Introducing the TLTAPAC One Hundred Club
• TLTAbay Raises $22,500!
• Help Us Serve You Better: Take Dateline Austin's Survey
• Upcoming Webinars

November 11, 2015

• Texas Disclosure (Form T-64) Questions and Answers
• TREC Approves New Forms Addressing TRID
• Want to Brand Our TRID101 Flyer With Your Company Logo?Now You Can!
• Judge Dismisses Austin's Tax Lawsuit Against the State
• Speaker Straus Releases Texas House of Representatives Interim Charges, 84th Legislature
• Home-Loan Borrowers Bypass the Banks
• Lenders Are Rethinking Their Priorities in a Post-TRID World

November 4, 2015

• New Notary Seal Requirement: What You Need to Know
• Proposition 1 Passes With 87% Support
• Crystal Knoll Terrace Homeowners Shocked When Mortgage Company Claims Lien Against Their Titles 
• TDI Quarterly Audit Results Published
• Bank of America Reaches $335 Million Settlement over Mortgages, MERS
• Paxton Files to Intervene in Austin Tax Lawsuit
• TRID Updates From Around the Internet
• TLTAbay Bidding Is Now Underway
• Upcoming Webinars

October 28, 2015

• Proposed TREC Changes Address TRID Issue
• CFPB Warning: Cordray 'Disturbed by Reports' of TRID Implementation
• First TRID-Based Loans Underway
• Last Call for TLTAbay! Donation Deadline is Friday, Oct. 23rd
• Upcoming Webinars

October 21, 2015

• Passing Through 3rd Party Expenses and TRID Portal Fees
• Lt. Governor's Final Set of Interim Charges Includes Study of Property Tax Liens on Foreclosures
• New Rules for Lenders Seem to be Raising Costs for Mortgage Customers
• Questions Arise on How the TRID Transitional Period Works
• Are You Ready for TLTAbay?
• Upcoming Webinars

October 14, 2015

• Important Updates and Clarification to our Compliance FAQ
• TRID 101: Top 10 Ways You Can Educate Your Clients
• CFPB Issues Bulletin on Marketing Services Agreements
• Data Call: 2014 Underwriter Experience Report Due December 2
• Questions Arise on How the TRID Transitional Period Works for Civil Liability
• TDI Actuary Boerner Wins National Award
• Upcoming Webinars

October 7, 2015

• Title Insurance Agency Hit with $200k CFPB Fine
• GAO Report on CFPB Notes Concerns About Consumer Privacy and Security
• Why the Next Pick for U.S. Attorney General has Huge Implications for the Housing Industry
• Conventional Loans Dominate U.S. Mortgage Market
• Upcoming Hot Topic Webinars

September 30, 2015

• Wells Fargo Announces Plans for the New CFPB Closing Disclosure
• CFPB Fines Bank $37.5 Million for Illegal Mortgage Servicing
• Third RESPA-TILA FAQ Webinar to Be Held This Wednesday, Oct 1
• Castro Pushes for Housing Finance Reform Legislation
• Upcoming Hot Topic Webinars

September 23, 2015

• Group of Over One Dozen Trade Groups Urge CFPB to Provide More Guidance on RESPA-TILA Implementation
• ALTA Provides Comments to CFPB on Proposed Expansion of its Consumer Complaint Database
• The Mortgage Choice Act Passes the House as Part of a Larger Package Deal
• Reminder: CFPB Hosts Webinar: Frequently Asked Questions on TILA-RESPA Integrated Disclosures , Part 3, Wednesday Oct 1
• Upcoming Hot Topic Webinars

September 16, 2015

• CFPB Issues Updated Compliance Guides, Disclosures Timing Example, and Presents Webinars
• CFPB Chief: Prepare for New Mortgage Regs
• Former CFPB Counsel Talks Disclosure Forms
• Upcoming Hot Topic Webinars

September 9, 2015

• CFPB Issues Updated TILA-RESPA Compliance Guides
• US Senate Banking Chiefs Tout Savings In GSE Overhaul Bill
• Millennials: The Housing Editions
• Upcoming Hot Topic Webinars

September 2, 2015

• TDI Enforcement Cases for July 2015
• House Hunting Season — 6 Key Trends That Search Reveals
• What's Next for Fannie and Freddy?
• Upcoming Hot Topic Webinars

August 26, 2015

• CFPB Announces Companies Who Will Participate in E-closing Pilot Program
• Survey Shows Average Mortgage Closing Time Hits Three-Year Low
• Freddie Mac: 3 Reasons Lending Will Hit Lows Not Seen Since 2000
• Upcoming Hot Topic Webinars

August 20, 2015

• The Top 10 Critical Issues Facing GSE Reform
• Overall Economic Outlook Positive, But Housing Loses Momentum
• How to Avoid CFPB Violations - Recapping TILA-RESPA Tolerances
• Fed Reserve to Host Webinar on New Integrated Disclosures

August 12, 2015

• Basic Manual Review Task Force Meets in Austin
• TDI Responds to Growth in Agent Licenses
• FHA Commissioner Stepping Down for University of California Post
• Fed Reserve to Host Webinar on New Integrated Disclosures

August 5, 2015

• Industry Representatives Meet with CFPB to Discuss New Disclosure Implementation
• Fed Reserve to Host Webinar on New Integrated Disclosures
• Texas Housing Market Finally Sees Increase in Inventory
• We Need Your Feedback Regarding District Clerk Records
• Don't Miss This Unique Opportunity for Title Company Owners & Managers
• Upcoming Hot Topic Webinars!

July 29, 2015

• A Closer Look at TDI Enforcement Cases in April — June 2015
• TDI Quarterly Audit Results Published
• Upcoming Hot Topic Webinar!

July 22, 2015

• CFPB to Host Field Hearing in El Paso
• ALTA Releases Second Best Practices Readiness Guide
• TDI Makes Minor Modifications to Title Licensing Forms
• Upcoming Hot Topic Webinar!

July 15, 2015

• CFPB to Host Field Hearing in El Paso Tomorrow
• Senate Approves Castro as HUD Secretary
• Citigroup Reaches $7 Billion Settlement
• Upcoming Hot Topic Webinar!

July 8, 2015

• TLTA Regulatory Committee Discusses Potential Rule Hearing Items
• CFPB: Heirs Can Be Added to Mortgage Without Triggering ATR
• Millennials Will Soon Be a Force to Be Reckoned With in Housing Markets

July 1, 2015

• We Did It — TLTAPAC Fundraising Record Tops $200,000!
• Agent Minimum Capitalization Requirements Go Into Effect Tomorrow
• Tax Writers Hope to Stabilize Housing Industry
• Numbers Game: TILA-REPSA Timeline

June 25, 2015

• Agent Minimum Capitalization Requirements Go Into Effect July 3
• Wells Fargo Details Disclosure Reform for Settlement Agents
• Housing Inventory Jumps 11.8% but First-time Buyers Still Locked Out

June 10, 2015

• TDI Commissioner Julia Rathgeber Addresses TLTA Annual Conference
• CFPB Charges Stonebridge Title Services for RESPA Violation
• Bert Massey Classic Golf Tournament a Huge Success!
• Congrats TLTAPAC Live Auction Winners!
• Upcoming Hot Topic Webinar!

June 3, 2015

• U.S. House Passes Mortgage Choice Act
• Fifth Circuit Casts Doubt on Borrower's Resurrection of Time Barred Defenses
• Don't Miss Theses Conference TLTAPAC Events — Register Now!
• Upcoming Hot Topic Webinar!

May 28, 2015

• CFPB Fines Real Estate Firm for Steering Consumers to Title Affiliate
• TLTA Hosts Meeting With County & District Clerks Association
• GSE Reform Faces Uncertain Future
• Don't Miss These TLTA Conference TLTAPAC Events
• Upcoming Hot Topic Webinar!

May 20, 2015

• TREC Form Changes Affecting Survey Coverage Take Effect June 1
• Here's How to Submit T-S Forms to TDI
• ALTA President Testifies Before Congress at CFPB Hearing
• Tea Part Conservatives Win Top GOP Runoff Contests

May 13, 2015

• Changes Proposed to TREC's Minerals Addendum
• San Antonio Mayor Julian Castro to Become HUD Secretary
• MCLE Courses Must Be Registered With TDI in 2015 to Receive Escrow Credit
• Submit Title Agent Update Form With License Cancellations

May 6, 2015

• TREC Adopts Changes to Forms Addressing Title Policy
• Nominate Someone to Serve on the TLTAPAC Board of Trustees
• Submit Quarterly Withholding Report to TDI by May 15
• Register for These Upcoming Hot Topic Webinars
• TDI Quarterly Audit Results Published

April 29, 2015

• TLTA Hosts Inter-Industry Discussion of New CFPB Combined Disclosure Rule
• TREC Adopts Changes to Forms Addressing Title Policy
• Deed Scams Mire Late Philanthropist's Plans in Legal Mess
• Submit Quarterly Withholding Report to TDI by May 15

April 22, 2015

• TLTA Inter-Industry Meeting Will Discuss New Combined Disclosure Rule
• Watch CFPB Forum on Mortgage Closing Process
• CFPB Issues Guide for Completing Integrated Disclosure Forms
• Underwriter Experience Reports Now Available
• Submit Quarterly Withholding Report to TDI by May 15

April 15, 2015

• CFPB to Host Forum on Mortgage Closing Process
• New TLTA Minimum Capitalization Guide Helps You Stay Compliant
• Have an Issue You Want the TLTA Legislative Committee to Study?
• Register for These Upcoming Hot Topic Webinars

April 8, 2015

• Reminder: Submit GARC to TTIGA by May 1
• Overview of the Homeowner Flood Insurance Affordability Act
• National Housing Conference Denounces Anti-GSE Reform Attack Ads
• Register for These Upcoming Hot Topic Webinars

April 1, 2015

• CFPB Issues Compliance Guide for Integrated Disclosure Rule
• Bill to Replace Fannie, Freddie with New Housing Loan Structure
• Part II: A Closer Look at the CFPB and Recent RESPA Enforcement Actions
• Breaking Down the Three GSE Reform Measures

March 25, 2015

• U.S. House Committee Chairman Outlines Tax Reform Hearing Plans
• President Obama Signs Flood Insurance Relief Bill
• A Closer Look at the CFPB and Recent RESPA Enforcement Actions
• Parting FHFA Director DeMarco Gives Ones Last Call for GSE Reform

• New GSE Reform Draft Proposal Includes Title Insurance Requirement
• Use New TDI Licensing Forms to Avoid Processing Delays
• TLTA Regulatory Committee Meets in Austin
• Hensarling Calls on CFPB to Open Closed Meetings
• Register for These Upcoming Hot Topic Webinars

March 11, 2015

• Wells Fargo Endorses ALTA's Best Practices
• Important Agent Licensing Updates 
• Home Equity Loans - Plan Your Strategy Before Filing That Proof of Claim
• Senate Leaders Seek to Pass House Flood Insurance Bill
• Register for These Upcoming Hot Topic Webinars

March 4, 2015

• Important Clarifications About New Agent License Numbers & License Renewal
• TDI Developing Implementation Steps and Guidance for Minimum Capitalization Requirements
• A Run Down of the Runoffs on the May 27 Ballot
• 1st Alliance Lending Turns Itself In To CFPB
• Register for These Upcoming Hot Topic Webinars
• TDI Quarterly Audit Results Published

February 25, 2015

• Realtors Face Class Action RESPA Suit
• Congressional Republicans Mull Bill to Add CFPB Oversight
• What's Keeping You Awake at Night
• 'Window Closing' for Housing Reform Bill This Year, MBA Chief Says
• Register for These Upcoming Hot Topic Webinars

February 18, 2015

• TLTA's Legislative Agenda Updated
• New Corrections Instruments Template Approved
• State Rep. Menendez Wins in SD-26
• CFPB Proposed Rule Expands Definition of "Small Creditor" & Rural Areas"
• U.S. Housing Secretary Defends Reduction in Mortgage Insurance Fees
• CFPB Took Action Against NewDay Financial
• ALTA Says CFPB Complaint Portal Needs Work
• To See the Benefits of TILA-RESPA, Stay Positive
• Five Servicers to Pay $123 Million to Service Members for Unlawful Foreclosures

February 11, 2015

• Trouble Explaining Title Insurance?
• Why New CFPB Closing Form is Driving Lenders 'Crazy'
• Bill Filed to Change Nonjudicial Foreclosure Requirements
• Freddie Mac: The Return of the Refinance Market
• Mortgage Choice Act Reintroduced in Congress 
• New Data Security Bill Introduced in Congress
• House Bill Would Cap CFPB Budget
• TLTA Presents RESPA/TILA Training Series

February 5, 2015

• TLTA Day at the Capitol a Huge Success
• Texas House Assignments Announced
• Lessons From the CFPB/Wells/Chase Order
• Mortgage Choice Act Reintroduced in Congress 
• Federal Reserve Won't Raise Interest Rates Before June, at Earliest
• CFPB Wants More Mortgages in Underserved Areas
• TLTA Presents RESPA/TILA Training Series
• Upcoming Webinars

January 28, 2015

• CFPB Takes Action Against Wells Fargo and JPMorgan Chase for Illegal Mortgage Kickbacks
• TDI Quarterly Audit Results Published
• Consumer Alert - TDI Warns Consumers of Timeshare Fraud
• Patrick Sets Senate Committees
• Top 3 Reasons Real Estate Transactions Depend on Title Insurance Agents
• TLTA Presents RESPA/TILA Training Series
• Day at the Capitol
• Upcoming Webinars

January 23, 2015

• TLTA works with TDI to develop Texas Disclosure Form
• TLTA Urges CFPB to Correct Simultaneous Issue Conflict
• U.S. Supreme Court Backs Borrowers' Right to Rescind Certain Mortgages
• Dotzour Talks Home Prices, Construction and Housing's Impact on Texas Economy
• Nearly Half of Homebuyers Don't Shop Around for Mortgages
• A Strategy in the Fight Over Dodd-Frank: Go Big
• Lawmaker Urges CFPB to Abandon Office Renovation Plans
• Day at the Capitol
• TLTA Presents RESPA/TILA Training Series
• Upcoming Webinars

January 14, 2015

• It's Opening Week for the 84th Legislature!
• Former Abbott Deputy Named Insurance Commissioner
• Day at the Capitol: Hotel Deadline Extended to Jan. 16 - Sign Up Now!
• Hegar: "Moderate Expansion" of Economy is Expected
• Obama to Cut FHA Mortgage Insurance Premiums to Boost Homeownership
• CFPB Appoints Enforcement Chief
• Kicking Dodd-Frank in the Teeth
• Obama Signs TRIA Despite Dodd-Frank Provision
• CFPB Launches Owning a Home
• Upcoming Webinars

January 7, 2015

• And so it begins… 
• Day at the Capitol: Hotel Deadline is Jan. 12: Sign Up Now!
• Mortgage Compliance Magazine Dedicates Full Issue to TILA-RESPA
• Short Sale Tax Break Signed Into Law
• Five Things to Watch in Housing in 2015